Portfolio Management

As independent registered investment advisors, we are free to place our clients' business with almost any type of investment product from stocks and bonds, mutual funds, traditional insurance to alternatives such as gold, hard assets and your externally held 401(k)s. 

There is no pressure to sell proprietary products with our firm, ensuring we are consistently putting your financial and personal needs first. When considering investment options, we also take into account a level of social consciousness that companies we invest in are improving the world at large.

The investment strategy we create for you is rooted in research. In its simplest terms, our system is a sophisticated type of asset allocation designed to capture the market’s historically reliable movement. Our approach creates a portfolio intended to maximize growth and stability, and minimize risk and emotion for our clients.

We invest for you according to these fundamental principles:
•    Use thoughtful financial planning to drive investment decisions.
•    Sound investment strategy in based on rigorous academic research, not Wall Street trends.
•    Invest for the long term. Don’t time the market.
•    Create globally-diversified portfolios, the kind that have historically been shown to reduce risk and improve return.
•    Minimize costs, taxes and turnover everywhere possible.

As our client, you pay only a low annual fee based on the assets in your accounts that we manage for you. We do not charge any commissions on transactions. There are some products that do pay us a commission and we will advise you when that is the case.

We believe in keeping our clients current. We’ll meet with you to review your account’s performance and our investment strategy. You’ll also receive activity updates and clear, concise quarterly performance reports on your investment portfolio.

Securities offered through Portsmouth Financial Services, a registered broker-dealer in San Francisco, member FINRA/SIPC.  Securities are held in custody for your account by Pershing LLC, a subsidiary of Bank of New York.

 
There is an on-going classic struggle between the bull and the bear.  Having a financial plan can guide you during both market cycles.

There is an on-going classic struggle between the bull and the bear.  Having a financial plan can guide you during both market cycles.