The Putney Family
Ray Lent
Founder
Registered Investment Advisor
Chartered Life Underwriter
 The year was 1930, eight months after the Mohawk iron workers drove home the last rivet at 40 Wall Street, then the world’s tallest building. Ray’s grandfather was busy leasing the two million square feet of office space just created. Years later, Ray’s uncle was traveling the country as a federal bank examiner, later to become the president of a regional chain of commercial banks. It’s not a stretch to say that Ray was born into a family engaged in finance. Fast forward a couple of decades. Right out of college, like family members before him, Ray began to carve his own path in the investment world. (more...)

Joe Niederkorn is the technical and analytical maestro of The Putney Financial Group. After earning his Bachelor of Business Administration in finance, he began his career in the financial services industry in San Francisco in 1970. A life-long learner, Joe completed the American College’s Chartered Life Underwriter (CLU) certification, the oldest professional designation within the financial services industry. He then earned a Chartered Financial Consultant (ChFC) designation, encompassing all aspects of financial planning, investments, insurance and related fields. (more...)

Joe Niederkorn
Certified Financial Planner
Chartered Financial Consultant
Chartered Life Underwriter
Developing a close rapport with clients has always been the central focus of Denise’s professional life. “Regardless of what you do in the workplace, at the end of the day, what really endures are the relationships you’ve built with colleagues and clients. Every day is another opportunity to earn the respect and trust of both.”

Denise O'Toole
Director, Client Relations
Nancy began her career two decades ago at a large investment management firm. Over the years, her responsibilities grew to include Account Administration, Trading and Compliance. Our clients appreciate her prompt attention to their questions, requests for funds and her ability to interface with their accountants at tax time. If you visit our office on a warm summer day, you just might see her motorcycle in the parking lot.

Nancy Schrock
Director of Operations